1. By entering this web site you acknowledge and agree to the following terms and conditions. If you do not agree, please leave.

2. Halcyon Underwriters, Inc. is the copyright owner of this web site and no portion of this site (including but not limited to: text, code, images, audio or video) may be used for any purpose or in any manner without Halcyon Underwriters, Inc.'s express written permission, except for Private User License outlined below. Contents of this site are either the property of Halcyon Underwriters, Inc. or are used with permission. Modification or use of the material on this site for any purpose other than your private, non-commercial use violates Halcyon Underwriters, Inc.'s legal rights. Important Notice for Webmasters below. Plagiarism is illegal and will be prosecuted. Halcyon Underwriters, Inc. will aggressively enforce its intellectual property rights. You are prohibited from posting or transmitting to or from this web site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.

3. Private User License: You may make one copy of this web site on a single computer for your personal, non-commercial use only. By doing so, you indicate your consent and agreement to all terms stated in this notice, including: a) that you will not exploit or reuse this site or any of its contents without Halcyon Underwriters, Inc.'s express written permission; b) you will not display or transmit our content to any other web site; and c) you agree to prevent others from doing same.

4. Access to this web site is provided "AS IS" and at your own risk, and without warranty of any kind. Halcyon Underwriters, Inc. and parties involved in creating, producing, or delivering this site are not liable for any direct or indirect damages of any kind which may arise as a result of accessing this web site. Should you choose to access web sites linked from this site, Halcyon Underwriters, Inc. has not reviewed and is not responsible for any content provided on those or subsequent linked sites.

5. While Halcyon Underwriters, Inc. makes every effort to ensure content of this site is up to date, Halcyon Underwriters, Inc. makes no warranty or representation to the accuracy, availability, or merchantability of site content.

6. Halcyon Underwriters, Inc. reserves the right to make changes to this legal information at any time without notice or obligation. We suggest you review this page periodically.

Privacy Policy

1. Halcyon Underwriters, Inc. is committed to maintaining your privacy. We do not collect any uniquely identifiable information about you during your visit to this web site.

2. Automatically Logged Information: We may use your IP address(es) for statistical and marketing purposes. Cookies may be used to record the areas of our site most accessed in order to better meet our customers' needs.

3. Information forms and Email responses: Our forms may require users to provide us with contact information. This information will be used solely to contact you if necessary. Your information is never given or sold to third parties for any purpose.

4. External Links: Halcyon Underwriters, Inc. is not responsible for the privacy practices of linked web sites.

Important Notice to Webmasters

Web Site Work Product is Intellectual Property.
Plagiarism is illegal and will be dealt with aggressively. Framing the Halcyon Underwriters, Inc. (halcyonuw.com) website within another site is expressly prohibited. Permissions for linking and content use should be directed to: smoore@halcyonuw.com.