June 19, 2013
Halcyon Underwriters, Inc.
Commercial Lines

Miscellaneous - commercial linesHalcyon Underwriters provides markets for all lines of coverage for preferred type business. These are classes of business that your agency normally submits to your direct standard companies. This business should be submitted to us on ACORD© applications. We then underwrite, market, and quote the account for you with our various carriers. We will work to get you the most competitive and comprehensive quote available for qualifying submissions.

Examples of desired business include: Contractors, Manufacturers, Wholesalers, Distributors, Retail Operations, Lessors Risk, Family Style and Fine Dining Restaurants, Business Class Hotels, Technology Accounts, Golf and Country Clubs, Mono-line Automobile, and Financial Institutions.

Mono-line Umbrella coverage is also available for most "standard" types of business. All umbrellas must be written over "A" rated, admitted carriers.

We can also provide markets for specialty type coverages such as Professional Liability, E&O, D&O, Employment Practices Liability, Boiler & Machinery/Equipment Breakdown, Pollution, and International.

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Our Portfolio of Carriers
Our portfolio of carriers includes Ace, Admiral, Amerisafe, Amtrust, Axis, Chartis, Chubb, CNA, Crum & Forster, Fireman's Fund, Great American, Harleysville, ICW, Liberty Mutual (Ohio Casualty), Markel, Max Specialty, The Hartford, Liberty Mutual, Montgomery (formerly Safeco), Travelers, and Zurich.

Limits available range from $1,000,000 to $50,000,000.
Target Markets - Commercial Small Business (under $20K premium):
Miscellaneous - commercial lines3
  • Artisan /Trade Contractors (NO GCs)
  • Auto Repair/Garages (<$250k in property)
  • Bakeries
  • Banks/Financial Institutions
  • Beauty Salons/Barber Shops
  • BOPs - Misc.
  • Builder's Risk - Commercial & Residential
  • Cabinet Shops Paintint Contractors (less than 3 stories)
  • Delicatessens
  • Distributors/Wholesalers
  • Doctors/Physicians Offices
  • Electrical Contractors
  • Florists
  • Insurance Agencies (excluding E&O)
  • Landscape/Lawn Maintenance
  • Law Firms (excluding Professional)
  • Lessors Risk — Building Owners
  • Manufacturers
  • Mono-line Automobile
  • Offices
  • Restaurants
  • Retail / Stores / Chains
  • Shopping Centers
  • Technology
  • Umbrellas (Mono-line or w/account)
  • Workers' Compensation
Middle Market (over $20K premium)
Miscellaneous - commercial lines4
  • Artisan / Trade Contractors Hotels / Motels
  • Banks / Financial Institutions Large Property
  • Builder's Risk — Commercial & Residential Lessors Risk — Building Owners
  • Country Clubs / Golf Courses
  • Manufacturers
  • Difficult to place G/L
  • Mono-line Auto / Vehicle Fleets
  • Distributors / Wholesalers
  • Offices
  • Electrical Contractors
  • Restaurants (Fine Dining or Family)
  • Food Distributors
  • Retail / Stores / Chains
  • Shopping Centers
  • General Contractors
  • Specialty Markets
  • Hard to place General Liability
  • Technology
  • Heating & A/C Contractors
  • Tough G/L (Mfgrs & Distributors)
  • Hospitals
  • Umbrellas (Mono-line or w/account)
These are examples of some of our Target Markets. Halcyon also writes High Value Personal Lines (including Homeowners, Auto, Valuable Articles, Umbrellas and Yachts). We are open to marketing and quoting numerous other types of commercial classes not listed here. Please speak to a Production Underwriter regarding guidelines and market availability.
Halcyon's Business Development Manager can provide you with more details on the Commercial Lines Department. Please e-mail Tinamarie Harrington at tharrington@halcyonuw.com.